Cape Coral Insurance Inspections
Discover 9 ways to save on your Florida homeowner's insurance.
Insurance Inspections Serving Cape Coral, Fort Myers, Naples, Bonita Springs, Naples, Sanibel, Lehigh Acres and surrounding areas.
- Get a Wind Mitigation Inspection with a certified inspector.
With a wind mitigation inspection, a certified inspector will review your home feature's such as shutters for opening, garage braces, gable end bracing, concrete block construction, roof straps and more. The qualified home inspector will then certify your home and indicate if certain features are present to help your home endure wind damage versus a home lacking wind mitigation features. The State of Florida requires Florida home insurance companies to reduce rates on homes with specific wind mitigation features.
- Update your roofing to save on your Florida homeowner's insurance.
It is important to ensure that your roof is in good condition. A licensed roof inspector can evaluate your roof. At Tru-Check Home Inspections we can perform a certified wind mitigation inspection and check your roof's condition. As a licensed roofing contractor, we check your roof on the top and also from the attic while most standard inspectors just check your roof's condition on the outside. At Tru-Check, we take pride in offering you a comprehensive home inspection.
- Install hurricane shutters over openings.
Hurricane shutters installed over openings can help reduce the amount of damage caused by a hurricane or tropical storm. Florida insurance companies offer discounts on home features that help reduce damage such as hurricane shutters. If you are installing new hurricane shutters on an existing or new home, contact Tru-Check Home Inspection and your insurance company to make sure that you evaluate the cyclic pressure and wind force ratings. The various ratings can effect both your insurance savings and protection of your home. Then, you can evaluate the savings against the cost of your hurricane shutters.
- Install a home alarm system including a smoke alarm.
Insurance companies offer various discounts on security alarm systems. Home alarm systems can range from extensive systems to the standard alarm systems where devices are installed into points of entry like doors and windows. If a device is triggered it sets off an alarm. Also, if the alarm is monitored by a security company they can contact the proper authorities if necessary. A security alarm can help protect your home from intruders and also help you save money on your insurance. Check with your insurance company to verify which type of discount your security systems would qualify for and to determine the actual savings.
- Increase your insurance deductible
- Ensure that you’re not over-insured by reviewing your policy and deductibles
- Learn about various types of Florida homeowner's insurance policies
- Discover opportunities for additional discounts with your home insurance provider
- Improve your credit score